About MTMIC

Dividends

MTMIC operates for the benefit of its policyholders and as a result has paid back over $37M
in policyholder dividends over the past 10 years.

2024 Data:
$3.25 Million returned to policyholders

8%

Minimum Dividend

20%

Average Premium Returned

67%

Max Based on Current Year Premium

98%

Policyholders Received
a Dividend

Our Mission

MTMIC will, on behalf of its policyholders, aggressively pursue control of the workers’ compensation environment by diligent fiduciary responsibility, strict pursuit of all permitted legal remedies, vigilant claims management and aggressive loss control measures.

Company History

1976

Detroit Tooling Association

The heritage of MTMIC dates back to 1976 when the Detroit Tooling Association took advantage of enabling legislation which permitted employers in the same industry to establish a group self-insurance fund.

1992

Michigan Tooling Association Workers’ Compensation Fund

The DTA Workers’ Compensation Fund soon changed to the Michigan Tooling Association Workers’ Compensation Fund as membership grew outside of the local area. The result: millions of dollars in reduced insurance premiums for the over 1,100 members of the Fund through effective cost control, improved safety and vigilance against fraudulent claims.

2007

MTMIC

On January 1, 2007 MTMIC was formed from the membership of the entity formerly known as the MTA Workers’ Compensation Fund. MTMIC is a Mutual Insurance Company formed and licensed to do business in the state of Michigan as a program in support of manufacturing and technology based businesses.

2008

MPPA Partnership

Michigan Plastic Processors Association (MPPA) designates MTMIC as their workers’ compensation insurance partner for member companies.

2011

PIM Partnership

The Printing Industries of Michigan designates MTMIC as their partner.

2016

40 Years

MTMIC celebrates 40th anniversary in business.

2018

MMA Partnership

Michigan Manufacturers' Association (MMA) designates MTMIC as the sole partner for workers' compensation coverage for association members.

2019

Out of State

MTMIC develops a partnership to provide out of state coverage to Michigan businesses.

2019

New HQ

MTMIC moves it's headquarters from Farmington Hills to Novi, Michigan.

2019

GMA Partnership

Graphic Media Alliance (GMA) and MTMIC develop a partnership to provide coverage to members throughout the State of Michigan

Our Leadership

Board of Directors

Joe Keppler
Chairman

Brad Lawton
Director

Richard Smith
Director

Teena Kowalski
Director

Mark Mullen
Vice Chairman

Bobby Cox
Director

John Moll
Director

Barry Kavanagh
Director

Jack Accardo
Director

Gerald Decker
Director

Kurt Heuser
Director

Finance Committee

Teena Kowalski
Chairwoman

Jack Accardo
Member

John Karlen
Staff

Vatche Tazian
Member

Kurt Heuser
Member

Gerd Walter
Member

Chris Doebler
Staff

Gary Sievert
Member

Barry Kavanagh
Member

Al Gardner
Investment Advisor

Marketing & Underwriting Committee

Brad Lawton
Chairman

Bob Joly
Member

John Karlen
Staff


Ryan Carne
Member

Brady Schlesener
Member

Megan Brown
Staff

Mark Mullen
Member

Rob Smith
Member

Patty Allen
Staff