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Throughout my time at MTM, I’ve often been asked a simple question: What makes MTM different?
In today’s economy, most business leaders wear many hats. Insurance isn’t something you think about every day — until there’s a claim. Whether it’s an injured employee, property damage, or a liability issue, that’s when your insurance partner truly matters.
As a policy holder who is reading this newsletter, you are likely involved with safety in some form or another. Safety is non-negotiable and being in a leadership role to support or implement strategies to reduce workplace accidents is key. For many employers they may not know where to begin, which involves understanding the reasons why accidents or incidents are occurring through effective root cause evaluation and implementing comprehensive safety measures in the workplace by providing regular training, and effective communication which can significantly reduce accidents in the workplace. Some key strategies are identified below.
Work related injuries, or workers’ compensation claims, tend to occur in “cycles”. What do I mean by that? We will see an influx of claims of the same type of injury for a certain period of time. What seems to be prevalent right now, are amputations. We are given ten fingers and ten toes for a reason. While being able to function perfectly well without an “appendix”, technically, even an appendix does serve a purpose.
It is hard to believe that I am writing this at the end of 2025, where has the year gone? As they say, time flies when you are having fun and/or are busy and the staff at MTM have had a busy year. I feel compelled to list some of the highlights from 2025 giving credit to a dedicated, talented and supportive MTM team:
Starting a new year should bring new opportunities. Starting 2026 in the MTMIC Claims Department, we have a “new” adjuster handling claims. Well, she is not “new” to MTM, and she is not “new” to most of our insureds, but she will be new to the position of Claims Adjuster. Our Claims Technician, Marci Merath, will now be handling claims. Marci has been with MTM for quite a while and is moving on to the claims adjusting process. It should be an easy transition. As indicated, Marci is familiar with our insureds, reporting practices and claims procedures. You should see no difference as an insured filing a claim.
As winter ramps up and we are already ahead of annual snowfall levels, it is time to remind your employees about walking safely in the parking lots. This is one of our most common winter claims that can be prevented if you learn to walk safely on ice and snow when entering or leaving the building. Here are some helpful safety tips:
